Our Lady of Good Hope
Credit Union
Privacy Policy
Our Lady of Good Hope Credit Union (OLGHCU)
has a static website. We do not collect any nonpublic personal information from you on this site. When you leave our site through our links, you are affected by the policy on those pages. Although care is taken to familiarize ourselves with the policy of those on our links, you should also refer to them.As a result of business transactions with you in person or through the mail, OLGHCU will collect only the personal information that is necessary to conduct our business. That means just what is necessary to provide competitive financial products and services nothing more.
OLGHCU will protect our members personal information. Information we collect includes but may not be limited to:
·
Name·
Address·
Telephone number·
Date of birth·
Social Security Number·
Drivers license number·
Income·
Marital Status·
Number of dependents·
Transactions·
Credit HistoryOLGHCU will maintain strong security controls to ensure that member information in our files and computers is protected. Where appropriate, we will use security-coding techniques to protect against unauthorized access to personal records, ensure accuracy and integrity of communications and transactions, and protect member confidentiality. OLGHCU restricts access to your personal and account information to those employees (or volunteers) who need to know that information to provide products or services to you.
Members will always have access to their information. Members will always have the opportunity to review their information and make necessary changes to ensure that our records are complete and accurate.
The Board of Directors of OLGHCU has determined that it will share information only when absolutely necessary. OLGHCU will share information only to administer the products and services we provide, when required to do so by the government, or when we partner with other businesses to offer a broader array of products and services.
OLGHCU will partner only with businesses that follow strict confidentiality requirements. The businesses we select will offer products designed to enhance our members economic well-being. Under no circumstances will we authorize these firms to charge your account without your express consent, and we will not sell member information to telemarketing firms.
Member Information may be shared with the following:
·
Data Processor (Magnetic reporting to IRS of 1099 and 1098 information)·
IRS (1099 and 1098 reports)·
State Government (child support matching, unclaimed property)·
Credit disability insurance company (filing of claims on loans)·
Life Insurance company (filing of claims on Loan Protection and Life Savings)·
Collection Agency·
Collection Attorney·
Credit Bureau·
Employer (payroll deduction)·
ACH service provider (ACH services)OLGHCU may offer members a choice in how their information is used. Any member of our Credit Union may elect to keep their information from being shared with our business partners. We will take all reasonable steps to make sure your requests are followed.
Revision 1, July 2002