Adult members with less than $25 in shares do not earn
dividends. Please bring the balance up to at least $25 to
earn dividends.

How Did We Do?
| Income Statement | 12 Mos. 12/31/10 | 6 Mos. 6/30/11 | 12 Mos. 12/31/11 |
| Total Income | 40,972 | 17,358 | 32,613 |
| Operating Expenses | 41,631 | 20,920 | 40,325 |
| Net Income (Before Dividends) | (659) | (3,562) | (7,712) |
| Dividends to Members | 1,007 | 1,041 | 2,175 |
| Selected Balance Sheet Items | |||
| Investments | 617,202 | 605,802 | 668,802 |
| Loans to Members | 251,147 | 221,256 | 359,748 |
| Notes Payable | 0 | 0 | 0 |
| Member Shares | 842,706 | 808,888 | 827,405 |
| Reserves | 212,349 | 207,711 | 202,462 |
| Other Information | |||
| Total Members | 706 | 689 | 675 |
| Total Personal Loans | 38 | 30 | 34 |